Association and chambers of commerce engage, retain,earn

Benefits Members Will Use Month After Month

Book Discovery Call

24/7/365

Telehealth Access

$0

Copays OR Deductibles

Unlimited

Telehealth Visits

Credit

Monitoring, Report & Score

Cell Phone

PRotection

AD&D

Up to $10k Insurance

BENEFITS FOR ASSOCIATION MEMBERS

Business Sense® Plan
Helps Them Protect Their Business & Their Family

Scroll Down for Details on Telehealth Benefits

Security & Monitoring

Legal & Financial

Technology & Rewards

Telehealth

7 EXTRA BENEFITS FOR
ASSOCIATION MEMBERS & THEIR EMPLOYEES

Some Businesses Report 40% Reduction in Employee Turnover

Offering accessible telehealth, mental health support, and financial wellness resources for just over a dollar a day per employee directly contributes to a more engaged, satisfied, and loyal workforce, helping to reduce turnover costs and boost productivity. This affordable investment in well-rounded employee benefits package demonstrates care, supports well-being, and helps create a workplace where employees feel valued and are more likely to stay long-term.

Boost Productivity

Healthier Workplace

Better Work-Life Balance

Boost Productivity

Telehealth

Convenient Care, Anytime, Anywhere

Access to 24/7 video or phone visits with U.S.-based board-certified, licensed and credentialed doctors ready to help with physical and mental health care. There are zero copays, plus discounts on prescriptions and lab work.

Family Life Shouldn’t Be This Stressful.

Enhanced Employee Well-being

Board-Certified Physicians

Our doctors are graduates from top U.S. medical schools with an average of 15 years of experience.

HIPAA Compliant & Secure

Your privacy is our priority. We use bank-level encryption to keep your health information safe.

Coverage for your whole family

Register yourself, your spouse or domestic partner, and up to 6 children, aged 2 and older.

Health Discounts

Making Essential Healthcare More Affordable

We understand that the cost of healthcare extends beyond just doctor visits. Prescription drugs, vision care, and dental services can be significant expenses for employees and their families. Our Health Discount Savings program is designed to help alleviate these financial burdens, providing valuable discounts on everyday healthcare needs. This is NOT insurance.

Prescription Drug Savings

Vision & Dental Savings

Identity Theft Protection

Your Dedicated Lifeline in a Crisis
At the heart of this service is the immediate and direct access you and your employees will have to experienced, dedicated fraud specialists. This isn’t just a generic customer service line; these are professionals specifically trained to handle the complexities of identity theft.

Expert Support

Comprehensive Protection

Identity Theft Expense Reimbursement Coverage

Business Owner:
Up to $1,000,000.00

Employee:
Up to $10,000.00

Accidental Death and Dismemberment Insurance

Providing Peace of Mind in Uncertain Times
This benefit provides around-the-clock financial protection in the event of a covered accidental death or dismemberment, regardless of whether the accident occurs at work, at home, or while traveling.

Up to $10,000 Coverage with no premium or deductible

Business Owner:
Up to $10,000 of 24-hour AD&D Insurance (Coverage reduces by 50% at age 70)

Employee & Family::
Up to $10,000 for Employee Up to $2,500 for Spouse Up to $2,500 for each Dependent Child (Employee and Spouse Coverage reduce by 50% at age 70)

Financial Wellness 360°

Path to Financial Confidence and Added Security
Recognizing that financial stress significantly impacts overall well-being and productivity, our Financial Wellness 360° platform provides you and your employees with comprehensive tools and resources to take control of your financial lives. This isn’t just about budgeting; it’s a holistic approach designed to empower you at every stage of your financial journey.

Planning & Management

Growth & Education

Amazing Savings and Rewards

InstaDeals® - Smart Savings Made Simple

$hopping Rewards™ - Earn Cash Back While You Shop Online

Cell Phone Protection

Safeguarding Your Essential Business Tool
In today’s fast-paced business environment, a mobile phone is more than just a communication device; it’s an essential tool for staying connected, managing operations, and driving your business forward. Recognizing this reliance, our Cell Phone Protection benefit provides valuable financial security against the unexpected costs of repairing or replacing damaged or stolen mobile devices used for your business.

Coverage Details

Easy Claims Process

One Low Price for
Association Members & Their Employees
Complete Peace of Mind

$39.95

/ month
✓ 24/7 Telehealth Service Covers you, your spouse/significant other, and up to 6 children over 2 yrs (8 people total) with $0 copays or deductibles
✓ 24/7 Mental health support with $0 copays or deductibles
✓ Accidental Death and Dismemberment Insurance
✓ Up to $10K identity theft expense reimbusement plus fraud resolution
✓ Financial wellness platform & one-on-one coaching
✓ Prescription, vision & dental discounts
✓ Allutional Member Cell phone protection
✓ Cash rewards for Allutional Member when you shop online
✓ Enhanced Business Owner Benefits, Including Security Tools, Legal & Financial Services, and Technology Assets
✓ No long-term contracts, cancel anytime
Association Member vs. Employee Benefits Comparison
Compare Our Comprehensive Business Sense® and Health Sense Family Plans
Features
Business Sense® Plan
Business / Owner
$39.95/mo
Health Sense Family Plan
Employee with Family coverage
$39.95/mo
Business Security & Legal
Business Security Small Business Monitoring, Data Breach Solution, Legal Plan, Private WiFi
Business Owner's Cell Phone Protection
Health & Wellness
Accidental Death Coverage
Business Owner
Family AD&D - $10K Employee, $2,500 Spouse, $2,500 Each Dependent Child
Telehealth
Business Owner, Spouse, up to 6 children
Employee, Spouse, up to 6 children
Health Discounts
Financial Wellness 360°
Identity Protection
ID Theft Resolution
ID Theft Expense Reimbursement
$1M
$10K
Credit File Monitoring, Credit Report and Score
Monitoring Includes: Identity, Social Media, High Risk Transactions
Shopping & Rewards
InstaDeals, $hopping Rewards
Included Not Included $ Coverage Amount

BENEFITS FOR ASSOCIATION

Recurring Monthly Non-Dues Revenue

Modest participation delivers meaningful non-dues income.

Your Questions, Answered

How much work does this create for our team?

Almost none. We provide all the member-facing marketing materials — co-branded emails, sell sheets, and promotional content. Your only role is to approve the content and deliver the materials to your members using your existing communication channels. We handle all enrollments, member billing, member administration, member customer service support, non-dues revenue payments, etc. No new systems to learn, no new staff responsibilities.

Your association or chamber earns $3 per enrolled user per month — that includes both members (business owners) and their employees who sign up. The monthly credit card payments are handled by a trusted third-party administrator who manages all billing via a secure system. You receive your revenue payment monthly with no invoicing or chasing required. For an association with 1,000 members and a 15% adoption rate, that’s roughly $450 per month and $5,400 per year in recurring non-dues revenue. If the 15% adoption rate sounds high remember that we count all users, including members plus their employees.
This program goes well beyond telehealth. For $39/month, members get telehealth with no co-pay (doctor in under 20 minutes), unlimited mental health visits with the same provider, on-call legal counsel, and software discounts. All covering the member, their employees, and up to 6 additional family members each (total of 7 people). Teladoc typically covers one person, charges co-pays, and offers no legal or business benefits. For members with part-time or seasonal staff who have no other benefit options, this program is in a different category entirely.
No contracts. We earn your association’s trust every step of the way. There’s no minimum enrollment requirement, and no penalty to cancel if the program isn’t the right fit. Our incentive is aligned with yours. We only succeed when your members enroll, stay engaged, and stay enrolled.
We model a 10% adoption rate among business members as a conservative baseline — higher for associations with active communication channels and strong member engagement. The member’s employee enrollment rate can boost this baseline significantly up to 35% total users. That’s because a business owner who signs up often brings several employees with them, which earns the association additional revenue. Organizations with members in industries like restaurants, contracting, and hospitality — where part-time workers rarely have benefits — tend to see the highest enrollment.
Members who actively use a benefit — especially one that saves them money on healthcare and legal fees every month — renew their association membership because leaving means giving up something tangible. And members use our benefits almost every month. That’s a fundamentally different retention dynamic than dues renewal reminders. Here’s an example most business owners and their employees can relate to. Your 9-year-old-child seems to be catching the cold that’s going around. You call for a telehealth appointment at 7:00 am, meet with a doctor in less than 20 minutes (with no co-pay), and pick up a prescription on the way to dropping your child at school. They associate that positive experience with your association. And that kind of felt value is what drives loyalty over time. It’s a strong retention vehicle for associations. And it’s a strong retention vehicle for association members who are business owners with employees.
AVARAN Association Solutions reviewed every telehealth provider in the United States and chose to partner with Allutional due to their superior package of benefits, state-of-the-art technology, and lowest overall cost. Allutional helps associations, chambers of commerce, and member-based organizations offer high-value services to their members and members’ employees. Their package of benefits includes telehealth, mental wellness, prescription savings, legal services, fraud protection, and financial wellness tools in a single membership-style solution designed to improve member engagement, retention, and non-dues revenue opportunities. The benefit of working through AVARAN Association Solutions is that we manage the relationship for you, so your team can focus on their association task list.

Solve Top 2 Association Growth Obstacles

Member retention and non-dues revenue are the top 2 obstacles that most associations and chambers grapple with on an ongoing basis.

Learn about a unique, turnkey program that solves both issues!

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